Judith L. Brown

Real Estate Professional

 

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G

GENERAL AGENT - One who is employed by and represents a principal in a range of matters, often for an indeterminate period of time and with a right to obligate the principal in certain contracts.

GENERAL LIEN - An unsecured lien that allows the creditor to pursue any of the debtor's assets to satisfy a debt.

GENERAL PARTNER - In any partnership, a partner who has responsibility for operations, policy and obligations of the partnership.

GENERAL PARTNERSHIP - A business structure that allows all partners to participate in business operations.

General Warranty Deed
A deed which conveys not only all the grantor's interests in and title to the property to the grantee, but also warrants that if the title is defective or has a "cloud" on it (such as mortgage claims, tax liens, title claims, judgments, or mechanic's liens against it) the grantee may hold the grantor liable.

GOVERNMENT SURVEY METHOD - A system of land description that divides portions of the U.S. into a grid system of numbered lines north to south and east to west.

GRADUATED LEASE - A lease with a provision for fixed increases.

GRANTEE - The recipient of title in a deed of conveyance.

GRANTOR - The conveyor of title in a deed of conveyance.

GROSS INCOME MULTIPLIER (GIM) - In valuation, a rule of thumb conversion used with the annual income of a commercial, industrial or larger residential project to estimate value: Gross Annual Income x GIM = Value.

GROSS LEASE - A lease under which the lessor pays all operating expenses. Gross Monthly Rent x GRM = Value.

GROSS RENT MULTIPLIER (GRM) - In valuation, a rule of thumb conversion used with the monthly income of small residential properties (one to four units) to estimate value:

GSI - Gross Scheduled Income - Also called Potential Gross Income

GUARANTEED - A loan which has a federal government guarantee (full or partial) protecting the originating lender (and assignees) such as VA, FmHA, or RECD.

GUARDIAN - A person appointed by a court to supervise the affairs of a person unable to handle his or her own.
 


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